How to Refinance Investment Properties in Australia and Save More

At The Australian Lending & Investment Centre (ALIC), we are proud to be recognised as one of the leading investment mortgage lenders in Melbourne. Whether you’re a seasoned investor or just beginning your SMSF property investment journey, ALIC provides tailored lending solutions to meet your financial goals. Our expertise in Smsf lenders and property investment gives you a strategic advantage in building long-term wealth.

Why Choose ALIC for Investment Mortgage Lending? Unmatched Industry Expertise

With years of experience in the Australian lending market, ALIC has built a reputation for strategic and ethical lending. Our team understands the nuances of property markets, investment finance, and superannuation structures—especially in the self-managed super fund (SMSF) sector.

Flexible Lending Options

Every investor’s journey is unique. That’s why we offer customised loan solutions that suit a wide range of investment strategies. Whether you’re investing in residential or commercial property through your SMSF or personal name, our loan products are flexible, competitive, and structured for success.

SMSF Lenders in Melbourne: Navigate Property Investment With Confidence

SMSF lending is a specialised field, and at ALIC, we have the knowledge and experience to guide you through every step. Investing in property through an SMSF offers powerful tax benefits and wealth-building opportunities—but it also comes with strict regulations and complex loan structures.

What Is SMSF Property Investment?

SMSF property investment involves using your self-managed super fund to purchase property—usually through a limited recourse borrowing arrangement (LRBA). This allows your SMSF to borrow money to buy an investment property, with the income and expenses of the property handled through the fund.

Benefits of SMSF Property Investment

  • Tax Efficiency: Rental income is taxed at a concessional rate, and capital gains may be tax-free in retirement.
  • Asset Control: Manage your own super and choose your investment strategy.
  • Wealth Creation: Property is a tangible, long-term asset that can help grow your super balance over time.

How ALIC Supports SMSF Property Buyers

As one of the top-rated SMSF lenders in Melbourne, ALIC helps clients with every phase of the SMSF property purchase—from pre-approval to settlement and beyond.

Personalised Lending Advice

Our lending specialists take time to understand your financial position and SMSF structure. We’ll help you select the right lender, loan product, and repayment strategy.

Access to Competitive Rates

We have access to Australia’s leading banks and non-bank lenders, allowing us to secure competitive interest rates and loan terms suited to SMSF borrowers.

Compliance Support

SMSF property investment comes with strict compliance and legal obligations. We work closely with your accountant, financial planner, and legal advisor to ensure your loan is fully compliant with ATO regulations.

Get Started on Your SMSF Property Journey Today

Whether you’re looking to buy your first SMSF property or expand your existing portfolio, ALIC is here to help. As Melbourne’s premier SMSF lender, our commitment is to empower investors with smart, strategic lending solutions that stand the test of time.

Why Work With ALIC?

  • Specialist investment lending knowledge
  • Dedicated SMSF loan support
  • Proven track record with complex loan structures
  • Exceptional customer service
  • Long-term partnership approach

Contact ALIC – The Australian Lending & Investment Centre

If you’re ready to explore the benefits of SMSF property investment, get in touch with ALIC today. Our experienced team is here to provide expert guidance, assess your borrowing power, and help you find the right path forward in your investment journey.

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